Protect Your Family And Business Insurance with CAL Financial

Our Leading Insurance Carriers

OUR SERVICES

CAL Financial : Primary Insurance Provider

Medicare is your essential health care partner as you age, providing vital coverage through several parts. Part A and Part B cover hospital and outpatient services, while Part C (Medicare Advantage) bundles these with extra benefits like vision and dental into one convenient plan. Part D focuses on prescription drug coverage, helping you manage medication costs. Together, Parts C and D empower you to navigate your health journey confidently, making Medicare an invaluable ally for your golden years!

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Health Insurance

Health insurance is essential for managing medical expenses, covering services like doctor visits, hospital stays, and prescriptions. With the right plan, you can protect yourself from high costs and gain access to necessary healthcare.

Life Insurance

Life insurance provides financial security for your loved ones in the event of your passing. It offers peace of mind, ensuring that your beneficiaries receive a payout to cover expenses and maintain their lifestyle.

Home Insurance

Home insurance protects your property and belongings from risks like fire, theft, and natural disasters. It provides peace of mind, knowing your home is financially safeguarded.

Auto Insurance

Auto insurance protects you from financial loss due to accidents, theft, or damage. It covers liability, collision, and more, ensuring peace of mind on the road.

Pet Insurance

Pet insurance helps cover veterinary expenses for accidents, illnesses, and routine care, ensuring your furry friends receive the best medical attention without financial stress.

Long Term Care

Long Term Care Insurance is your safety net for the future, designed to help cover the costs of extended care services when you need assistance with daily activities, like bathing, dressing, or managing chronic conditions. This type of insurance provides financial support for various settings, including in-home care, assisted living, or nursing facilities, ensuring you receive the care you deserve without depleting your savings.

ConCa

Gun insurance offers vital liability coverage for accidents involving firearms, safeguarding you against legal costs and potential damages. This protection ensures that you’re financially secure in case of unforeseen incidents. Having gun insurance not only provides peace of mind but also helps you navigate the responsibilities of firearm ownership.

Key Employee Insurance

For businesses of all sizes, a key person is essential for expertise, revenue, and leadership. Replacing them can be resource-intensive and may result in lost revenue and clients.

Group Life and Disability Insurance

Group life and disability insurance plans provide employees with valuable coverage at affordable rates and are among the most popular benefits after health insurance.

Buy-Sell

Planning

If your partnership or closely-held business has a buy-sell agreement, how is it funded? A key aspect often overlooked is ensuring sufficient cash to meet obligations to a deceased or disabled partner.

Voluntary Insurance Plans

Many employers seek cost-effective ways to enhance employee benefits beyond group plans. Voluntary options like individual life, disability, dental, vision, and accidental death insurance can often be added at little to no cost.

General Liability Insurance

General liability (GL) insurance is essential for any business, providing protection against various claims, including bodily injury, property damage, and personal injury that may arise from your operations.

Business Owners Policy (BOP)

The business owner’s policy (BOP) combines general liability and business property insurance for a seamless purchasing experience. Ideal for small business owners, individual practitioners, and closely-held corporations, BOPs cover a wide range of industries, from offices to beauty salons and landlords.

Workers Compensation Insurance

Employers face substantial liability for employee injuries or fatalities, typically excluded from general liability or BOP policies and instead covered by workers' compensation insurance, which is legally required in many states.

Who We Are?

Our Vision

We are here to empower individuals and businesses to take control of their financial futures. Committed to innovation and community, we aim to lead the financial services industry and make a positive impact on our clients and the communities we serve.

Our Mission

The mission is to empower individuals and businesses to achieve their financial goals with confidence. We provide personalized solutions and exceptional service to help clients navigate the complexities of finance.

Our Values

Our core values guide our decisions and shape how we serve clients and communities. They are the foundation of our commitment to excellence and integrity.

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Feedback about CAL Financial

“Chad Levis of CAL Financial has ensured my coverage needs have been met for over 15 years, and works hard to ensure I get good value for my insurance dollar. I proudly place my trust in CAL Financial for my insurance needs, you should too.”

Matt Meeker, CEO,Bark & Co (BarkBox)

“CAL Financial is a trusted source for your insurance needs. Thank you to Chad for your stellar, quality service.”

T.W.,Burnsville, MN

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